United Bank SC delivered a strong performance underpinned by a remarkable progress made in both retail deposits and loans during FY2015/16. This was disclosed, during the 18th Annual General Meeting of Shareholders of the Bank held at the Addis Abeba Hilton Hotel on November 17, 2016.

Speaking on the occasion, Ato Zafu Eyessuswork Zafu, Chairman of the Board of Directors of the  Bank noted, during the budget year despite facing a less-than-ideal trading environment, the Bank has managed to stay focused on deepening its service reach by broadening its access and intensifying its drive to mobilize deposits and prudently expand credits.

According to him during the budget year, assisted by more technology-supported financial products and channels as well as a fast growing branch network, United Bank SC had managed to raise its total deposits from 11.7 billion the previous year to 13.6 billion as at 30 June 2016 exhibiting an impressive year-on-year increase of 16.2%. The total outstanding balance of loans and advances extended to customers in the period also reflected an increase of 24.41% compared with the previous year to reach Birr 8.53 billion. Likewise, the Bank’s branches increased significantly to reach 161 by the close of the financial year.

Meanwhile, he noted the Bank’s total revenue had grown by 25% in the period relative to the previous year, while the Bank’s gross operating profit before tax but after provisions had risen to Birr 428.54 million as against the performance registered at Birr 358.2 million last year.

On the other hand Ato Zafu Eyessuswork noted, in a gesture that depicted a concrete expression of confidence by the Bank’s shareholders 90% of the additional 10 million shares(representing Birr 1 billion) offered for subscription at the Bank’s 17th Annual General Meeting of Shareholders have been fully subscribed.

Ato Zafu also mentioned in the period, cognizant of the challenges encountered with regard to the ever increasing hard currency shortages, the Bank commenced working partnerships with two multinational financial service corporations: Visa Inc. and China Union Pay. Meanwhile, it was reported the construction of the Bank’s Head Quarters has been going well under way with the completion of shoring, basement soil excavation and foundation piles in the period, taken care of by the construction giant - China Jiangsu International Group.

The meeting dwelt on other major pertinent issues regarding the overall performance of the Bank during the period, dealt on the way forward and reached its conclusion with a unanimous agreement on the issues raised on the meeting including a declaration of a pro rata dividend of 25% on fully paid shares for shareholders. 

About United Bank S.C.

United Bank is a share company that stands among the few prominent private Banks in Ethiopia, operating all over the country for over 18 years, with various service channels that include branches, sub-branches, agents, ATMs (Automatic Teller Machines), PoS (Point of Sales) machines, internet services and mobile banking. United Bank provides an array of banking services that include: conventional, interest free and multi-Channel banking products. The Total Assets and  the total paid up capital of the Bank as at 30 June 2016 had been Birr17.3 billion and Birr 1.25 billion, respectively. The total number of the Bank’s shareholders is currently 2,998.

United Bank has created jobs for many Ethiopians in the past eighteen years, supporting more than 3,200 jobs in fiscal year 2015/16 alone.


Representatives from United Bank participated in a joint summit organized by footwear development project made by Ethiopia and the Footwear Distributors and Retailers of America (FDRA) held at UNECA Conference Center on Thursday September 29, 2016.

The full day conference that was made under the theme – “Ethiopia: The source for premium duty free footwear manufacturing,” entertained a wide array of issues concerning the challenges, opportunities as well as other pertinent matters including financial topics that are vital in making the most of the great potential that the country has in becoming the great hub of sourcing for footwear brands.

Representing United Bank Ato Degol Gossaye, Manager Credit Analysis & Appraisal Department made a brief remark at the conference concerning what the Bank can offer to players in the sector. Among others he mentioned the Bank’s readiness in terms of fulfilling the great demands of working capital needs that is currently faced by actors in the local footwear industry. The Bank also took a stand in a mini trade fair organized for the event and showcased some of the service offers by the Bank to participants. 


Several dignitaries including high ranking government officials, notable business personalities, representatives from the footwear sectors both from abroad and at home as well as members from the financial sector and other stake holders attended the event.

About United Bank

United Bank is a share company that stands among the few prominent private Banks in Ethiopia, operating all over the country with various service channels that include branches, sub-branches, agents, ATMs, POS machines, internet services and mobile banking. United Bank provides an array of banking services that include: conventional, interest free and multi-Channel banking products.

United Bank has a distinguished track record in instituting the foundation of convenient banking experience to its customers; adapting itself with the ever changing world of technology, and pioneering in IT backed modern banking services. The Bank has been at the forefront of modern banking in the country, introducing technology based new delivery channels such as internet banking and SMS banking.




እሁድ ጥር 3 ቀን 2ዐዐ7 ዓ.ም በእቴጌ ጣይቱ ሆቴል ቅጥር ግቢ ውስጥ ሚገኘው እቴጌ ጣይቱ ቅርንጫፋችን ላይ ባጋጠመን ድንገተኛ የእሳት አደጋ ምክንያት የደረሰውን ጉዳት ለመግለጽና ደንበኞችንም ከስጋት ነፃ እንዲሆኑ ግንዛቤ ለመስጠት የተሠጠ ጋዜጣዊ መግለጫ ነው፡፡

በዕለቱ በተከሰተዉ የእሣት አደጋ የአዲስ አበባ የእሣትና ድንገተኛ አደጋ መከላከል፣ የፌዴራል ፖሊስ፣ የአዲስ አበባ ፖሊስ ኮሚሽን፣ እንዲሁም የአካባቢው ህብረተሰብ ላደረጉልን እገዛና ትብብር ከፍተኛ ምሥጋናችንን እናቀርባለን፡፡

በተጨማሪም የሚዲያው ማህበረሰብ በተለይም የኢትዮጵያ ብሮድካስቲንግ፣ የሸገር 1ዐ2.1፣ ፋና ብሮድካስት ኮርፖሬት እና ሌሎችም በዕለቱ በቦታው በመገኘት ተገቢውን መረጃ ለአገልግሎታችን ተጠቃሚና ለማህበረሠቡ በማድረሳችሁ ከፍተኛ ምሥጋናችንን እናቀርባለን፡፡

እንደሚታወቀው ባንኩ ለረጅም ዓመታት የኮር ባንኪንግ ስርአትን በመጠቀም ያለምንም እንከን በሺዎች ለሚቆጠሩ በሁሉም ክልሎች ለሚገኙ ደንበኞቹ አገልግሎቱን ሲሰጥ የቆየ ሲሆን፤ አሁን ባጋጠመው ድንገተኛ አደጋ የእቴጌ ጣይቱ ቅርንጫፋችን ለተወሰነ ጊዜ አገልግሎቱ የሚቋረጥ ቢሆንም ደንበኞች ሌሎቹን 107 ቅርንጫፎቻችንን በአማራጭነት መጠቀም የሚችሉ መሆኑን እናረጋግጥላችኋለን፡፡

ባንካችን እ.ኤ.አ. ከ2ዐዐ6 ጀምሮ ሁሉንም ቅርንጫፎቹን በመረጃ መረብ ያስተሳሰረ ሲሆን በቅርቡም ይህን አገልግሎት ወደላቀ የቴክኖሎጂ አቅም ማለትም በዓለም ታዋቂ የሆኑት  ሲቲ ባንክን የመሳሰሉ ባንኮች ወደሚገለገሉበት ፍሌክስ ኪዊብ 12.ዐ1 ቨርዥን ከአመት በፊት በማሳደግ ለደንበኞች የተቀላጠፈ አገልግሎት በመስጠት ላይ ይገኛል፡፡  ይህም በመሆኑ እሳት አደጋ የደረሰበት የእቴጌ ጣይቱ ቅርንጫፋችን ደንበኞች የሂሣብ መረጃ ሙሉ በሙሉ ዋናዉ መስሪያቤት በሚገኝ በመረጃ ቋታችን (data center) ያለ በመሆኑ በአገልግሎታችን ላይ ምንም ዓይነት አሉታዊ ተፅዕኖ አያደርስም፤ ደንበኞቻችንም ቅርንጫፎቻችንን ጨምሮ በሌሎቹም የአገልግሎት መስጫ መንገዶቻችን ማለትም በሞባይል፣ በኢንተርኔት፣ በኤቲኤም እና በሌሎቹም የተለመደዉን ጥራት ያለዉ አገልግሎት እያገኙ መሆኑን እናሳውቃለን፡፡ እሳት ያልበገረውን ካዝና በግራይንደር በመቁረጥ ገንዘቡ ወጥቶ ተቆጥሮ ከመዝገብ ጋር ተመሳክሮ ትክክለኛነቱ ተረጋግጧል፡፡  ከዚህ በተጨማሪ ቅርንጫፉ ሲገለገልባቸዉ የነበሩ ንብረቶች በሙሉ ኢንሹራንስ ቀድሞ የተገባላቸው በመሆኑ ይህ ጉዳት አሳዛኝ ቢሆንም ንብረቶቹ በቅርቡ የሚተኩ መሆኑን እየገለፅን፤ በእዚህ አጋጣሚ ውድ ደንበኞቻችንና ከጐናችን የቆማችሁ ሁሉ ለሰጣችሁን ድጋፍ እጅግ እናመሰግናለን፡፡

 ደንበኞቻችን ለሚኖራችሁ ተያያዥ ጥያቄዎች የቅርንጫፉን ስራ አስኪያጅ በስልክ ቁጥር 0911636522 ማግኘት የምትችሉ መሆኑን በትህትና እንገልጻልን፡፡


ሕብረት ባንክ አ.ማ.

                                                                                                         ጥር 4 ቀን 2ዐዐ7 ዓ.ም.

‹‹እልፍ ቅርንጫፍ በሁሉ ደጃፍ››

ሕብረት ባንክ አ.ማ. የወኪል የባንክ አገልግሎት ለመስጠት በብሔራዊ ባንክ በኩል የተቀመጡ አስፈላጊ የሆኑ ዝርዝር ቅድመ ሁኔታዎችን በሙሉ በማሟላት ከህዳር 22 ቀን 2007 ዓ.ም. ጀምሮ በሙከራ ደረጃ አገልግሎት ሲሰጥ መቆየቱ የሚታወስ ነው፡፡ ይህንን ተከትሎ በሙከራ ወቅት በባንኩ የተመዘገበውን አጥጋቢ ውጤት በቅርበት የቃኘው የኢትዮጵያ ብሔራዊ ባንክ አገልግሎቱን በይፋ ለመስጠት የሚያስችለውን ፍቃድ መጋቢት 22 ቀን 2007 ዓ.ም ለባንኩ ሰጥቷል፡፡

ባንካችን ይህን የባንክ አገልግሎት ለመስጠት ሲነሳ በዋናነት መሠረት ያደረገው በመደበኛ የባንኩ ቅርንጫፎች አገልግሎት ለማግኘት ተደራሽ ባልሆነባቸው አካባቢዎች የሚገኙ የተለያዩ የሕብረተሰብ ክፍሎችን ሲሆን፤ በዚህ መልኩ በተለያየ ቦታ ተሰባጥረው የሚገኙ ተጠቃሚዎችን ቀላልና አመቺ በሆነ ሁኔታ መሠረታዊ የሆኑ የባንክ አገልግሎት አይነቶች ተጠቃሚ እንዲሆኑ ለማስቻል በማሰብ ይህን አገልግሎት ለገበያ አቅርቧል፡፡

በዚህም መሠረት ባንካችን የሙከራ አገልግሎት ለመሥጠት ፍቃድ ካገኘበት ሕዳር 22 ቀን 2007 ዓ.ም. ጀምሮ በርካታ ተግባራት የተሰሩ ሲሆን፤ እስካሁንም ቁጥራቸው 85 የሚደርሱና በተለያየ የአገልግሎተ ዘርፍ ላይ የተሰማሩ ለአብነትም መድሃኒት ቤቶች# ካፌዎች# ሆቴሎች# ነዳጅ ማደያዎች# የልብስ መሸጫ መደብሮች# አስጎብኝ ድርጅቶች እና መሰል ተቋማት የባንካችን ወኪል በመሆን የሕብር ወኪል የባንክ አገልግሎት በመስጠት ላይ ይገኛሉ፡፡ ከነዚህም መካከል 70 የሚሆኑት ወኪል ድርጅቶች ከአዲስ አበባ ውጪ በተለያዩ ከተሞች የሚገኙ ሲሆን፤ 15 የሚሆኑት ደግሞ በአዲስ አበባ ውስጥ አገልግሎት በመስጠት ላይ ይገኛሉ፡፡

ሕብር ወኪል የባንክ አገልግሎትን በመጠቀም ሒሳብ መክፈት# ገንዘብ ገቢና ወጪ ማድረግ# ገንዘብ ማስተላለፍ# ገንዘብ ከኤም ዋሌት ወደ ባንክ ሒሳብ ወይም ከባንክ ወደ ኤም ዋሌት ሒሳብ ማስተላለፍ እንዲሁም ገንዘብ መላክና መቀበልን ጨምሮ ሌሎች አገልግሎቶች እየተሰጡ ይገኛል፡፡

በሕብር ወኪል የባንክ አገልግሎት የሚሠጡትን እንዚህን አገልግሎቶች ደንበኞች በሞባይል ስልካቸው በመጠቀምና ወደ *885#በመደወል ወይም በኢንተርኔት www.unitedagent.com.et በመጠቀም ገንዘብ ማስተላለፍን ጨምሮ ከሒሳባቸው ጋር ተያያዥነት ያላቸውን የተለያዩ መረጀዎች ማግኘት ይችላሉ፡፡

የሕብር ወኪል የባንክ አገልግሎት ደንበኞች ካለስጋት በአገልግሎቱ እንዲጠቀሙ የሚያስችላቸውን የደህንነት ሁኔታ ደረጃውን በጠበቀ መልኩ እንዲያካትት የተደረገ ሲሆን፤ ከዚህም ባሻገር ለደንበኞች አጠቃቀም እጅግ ቀላልና አመቺ እንዲሆን ተደርጓል፡፡ በተጨማሪም ደንበኞች በአገልግሎት አሠጣጥ ዙሪያ ሊያነሱ የሚችሏቸውን የተለያዩ ጥያቄዎች በ995 ላይ በመደወል ፈጣን ምላሽ ማግኘት የሚችሉበትን አሰራር ዘርግቷል፡፡



ሕብረት ባንክ አ.ማ. ታህሳስ 21 ቀን 2007 ዓ.ም. በአዲስ አበባ ሒልተን ሆቴል ባከናወነው ‹‹የወጪ ንግድ ደንበኞች ቀን›› ላይ በወጪ ንግድ ዘርፍ ከባንኩ ጋር ለሠሩና አይነተኛ ሚና ለተጫወቱ ደንበኞቹ የዋንጫና የምስክር ወረቀት ሽልማት ሰጠ፡፡