United Bank signed a Memorandum of Understanding (MOU) with PICK PICK Plc to start a new form of agent banking service to students enrolled inside 10 government owned universities. The service which will be rendered under the brand name of “HIBIR TEMARI” inside kiosk shops built in the selected university campuses will combine mobile banking and agent banking services enhanced by the state-of-the-art technological support. The Services to be delivered in Hibir Temari among others will include: M-Wallet account opening, money send/receive services and checking out remaining balance. The services rendering of Hibir Temari will be extended to other government Universities in the offing.

 Representing the Bank at the signing was, Ato Taye Dibekulu, the President of United Bank and representing PICK PICK Plc was W/o Tigist Atnafu, General Manager of the company. The MoU was signed today on the 07th of April 2017 inside the Board room of the Bank.

 

About United Bank

United Bank is a share company that stands among the few prominent private Banks in Ethiopia, operating all over the country with various service Multi channels that include branches, sub-branches, agents, ATMs, POS machines, internet services and mobile banking. United Bank provides an array of banking services that include: conventional, interest free and multi-Channel banking products. 

United Bank has a distinguished track record in instituting the foundation of convenient banking experience to its customers; adapting itself with the ever changing world of technology, and pioneering in IT backed modern banking services. The Bank has been at the forefront of modern banking in the country, introducing technology based new delivery channels such as internet banking and SMS banking

 

 

The Annual Staff Day celebration of United Bank S.C. for FY 2016/17 took place at the Addis Abeba Golf Club on February 4, 2017.

The event was opened with a key-note address made by the Bank’s president Ato Taye Dibekulu who began his address noting that it evokes a pleasant feeling to observe the sight of the employees of the Bank in such a great number. Continuing with his address Ato Taye talked about on the achievements made by the Bank that entails among others: a rise in the number of branches in a notable size as well as a boost in deposits and loans, during the 2015/16 fiscal period.

The President also accentuated on the endeavors made by the Bank during the budget year towards the betterment of its employees. Accordingly, he recalled the Bank during the period made a three steps salary increment and a 2 months bonus for its employees. He also noted United Bank paid back its employees an assured sum amount of more than 7 million on a matured endowment policy of 10 years payment tenure for 394 employees. The president also emphasized the Bank has endeavored to boost the capacities of its employees via different tailored trainings and Human Resource development programs.

In his address Ato Taye recalled the 2015/16 Annual Management Meeting’s theme held at Adama - “Excellence in Customer Service”- and noted the rationale behind the theme reflects the spirit that should abide us in our endeavor to come out triumphant surfing through all  the challenges that are ever growing in intensity and size.

Concluding his address, he passed his appreciation for 25 employees who made valuable contributions on the Bank’s deposit mobilization effort managing to mobilize more than Birr 100,000 over a period of 6 months in different branches. Similarly, a prize of Birr 5,000.00 and a certificate was extended for 3 employees who have made an outstanding individual contribution in the deposit mobilization effort of their respective branches. Accordingly, Ato Zafu Eyesuswork Zafu - Chairman, Board of Directors, handed over the prizes for the succeeders.

The event featured different entertaining packages including musical entertainment and lot drawing. Consequently, Winners in the lot drawing received prizes from the Assistant Board Chairman of the Board of Directors of the Bank, Ato Getamessay Degefu.  

The Annual Staff Day for the 2016/17 was dignified by the presence of the Board of Directors of the Bank and employees of more than 82 branches found in Addis Abeba. 

ሕብረት ባንክ አ.ማ. ከባንኩ ጋር በወጪ ንግድ ዘርፍ አብሮ በመስራት ለባንኩ ውጤት ማማር አይነተኛ ሚና ለተጫወቱ ደንበኞቹ የዋንጫና የምስክር ወረቀት ሽልማት ሠጠ፡፡

ታኅሣሥ 8 ቀን 2009 ዓ.ም. በአዲስ አበባ ሒልተን ሆቴል በተደረገው የባንኩ ‹‹የወጪ ደንበኞች ቀን›› ላይ  ንግግር ያደረጉት የባንኩ ፕሬዚዳንት አቶ ታዬ ዲበኩሉ እንደገለፁት በአገር አቀፍ ደረጃ ለውጪ ገበያ የሚቀርቡ ምርቶችን በጥራት፣ በተወዳዳሪ ዋጋና በሚፈለገው መጠን ለዓለም ገበያ ለማቅረብ የሚደረገው ጥረት አሁንም ዘርፈ ብዙ በሆኑ ችግሮች ሳቢያ ፈታኝ መሆኑ እንደቀጠለ መሆኑን አውስተዋል፡፡ አያይዘው እንደተናገሩትም በችግሮች ሳይበገሩና በፈተናዎች ሳይረቱ በወጪ ንግድ ተሰማርተው ከባንኩ ጋር በመሥራት ለባንኩ ውጤት አወንታዊ ሚዛን የሚደፋ ሥራ ላበረከቱ ደንበኞች ያላቸውን አክብሮት በመግለፅ እ.ኤ.አ. ከሐምሌ 2015 ጀምሮ ለተከታታይ 15 ወራት ለባንኩ ውጤት ማማር በወጪ ንግድ ዘርፍ የጎላ አስተዋፅኦ ላበረከቱ ደንበኞች እውቅና ለመስጠት የዋንጫና የእውቅና የምስክር ወረቀት ሽልማት እንደተዘጋጀ ገልፀዋል፡፡

እንደ ፕሬዝዳንቱ ገለፃ በዘርፉ ተሰማርተው ያሉ የላኪዎችን የፋይናንስ ፍላጎት በአጥጋቢ ሁኔታ ለማሟላት የባንኮች ሚና የላቀ በመሆኑ ሕብረት ባንክ አ.ማ. ባለው ጠንካራ የፋይናንስ አቅምና እጅግ ዘመናዊ የቴክኖሎጂ ግብዓት በመታገዝ ወቅቱ የሚጠይቀውን ዘመናዊና እጅግ ቀልጣፋ አሰራር በዘርፉ ለተሰማሩ ደንበኞቹ እያቀረበ መሆኑን ጠቁመዋል፡፡ በአሁኑ ወቅትም በአገሪቱ ውስጥ እየታየ ያለውን ሥር የሰደደ የውጪ ምንዛሪ እጥረት ከግንዛቤ ውስጥ በማስገባት ባንኩ በወጪ ንግድ ላይ ለተሰማሩ ደንበኞቹ ተወዳዳሪ የሆኑ የአገልግሎት አይነቶችን በማቅረብ ረገድ ብርቱ ጥረት እያደረገ መሆኑን ገልፀዋል፡፡

 ሕብረት ባንክ አ.ማ. ባዘጋጀው የወጪ ንግድ ደንበኞች ቀን ሥነ-ስርዓት ላይ በአሁኑ ወቅት በአገራችን በወጪ ንግድ ዘርፍ ከፍተኛ ገቢ በማስገባት አይነተኛ ሚና በመጫወት ላይ ካሉ ስመ ጥር የዘርፉ ተሳታፊዎች መካከል ባካበቱት ጠንካራ የሥራ ልምድና በገነቡት መልካም ስምና ዝና አንቱታን ያተረፉ አስመጪና ላኪ ድርጅቶች የተገኙ ሲሆን፤ በተለያየ ዘርፍ በመሰማራት ለባንኩ ከፍተኛ ገቢ ላስገቡ 15 ደንበኞች የዋንጫና የሠርተፍኬት ሽልማት ሲሰጥ በተመሳሳይ 36 ለሚሆኑ ደንበኞች የሠርተፍኬት ሽልማት ተሠጥቷል፡፡ እንደዚሁም በሌሎች የአገልግሎት ዘርፎች ለባንኩ የውጭ ምንዛሪ በማስገኝት ላበረከቱት አስተዋፅኦ  የእውቅና ሰርተፊኬት ተሠጥቷል፡፡

ስለ ሕብረት ባንክ አ.ማ.

ሕብረት ባንክ አ.ማ. በአገራችን የግል ባንክ ዘርፍ ባለው የካፒታል አቅም በግንባር ቀደምነት ተጠቃሽ ከሆኑ ትልልቅ የአገራችን የባንክ ተቋማት ተርታ የሚሰለፍ ዘመናዊና ትልቅ የባንክ ተቋም ነው፡፡

ሕብረት ባንክ በአገልግሎት በቆየባቸው ያለፉት 18 ዓመታት በግንባር ቀደምነት ለአገራችን የባንክ ዘርፍ ካስተዋወቃቸው ዘመናዊ የባንክ አገልግሎቶች መካከል የኢንተርኔት የባንክ አገልግሎት፣ የኤስኤምኤስ የባንክ አገልግሎትና የስልክ የባንክ አገልግሎቶች በዋነኝነት የሚጠቀሱ ሲሆን፤ በአሁኑ ወቅትም በላቀ የቴክኖሎጂ ውጤት በመደገፍ ዘርፈ ብዙ የባንክ አገልግሎቶችን ለተጠቃሚዎች ያቀርባል፡፡ ከሚሰጣቸው አገልግሎቶች መካከልም የሕብር የኢንተርኔት የባንክ አገልግሎት፣ የሕብር የሞባይል የባንክ አገልግሎት፣ የሕብር የወኪል የባንክ አገልግሎት፣ ከወለድ ነፃ የባንክ አገልግሎትና ሌሎችም የመልቲ ቻናል የባንክ አገልግሎቶች ተጠቃሽ ሲሆኑ ሌሎችም ዘርፈ ብዙ የሆኑ መደበኛ የባንክ አገልግሎቶችን ለደንበኞች ያቀርባል፡፡ 

 ባንኩ በሁሉም የአገሪቱ ክፍሎች ቅርንጫፎች ያሉት ሲሆን እ.ኤ.አ. በሰኔ 30 ቀን 2016 የባንኩ ጠቅላላ ሀብት ብር 17.3 ቢሊዮን ሆኖ ሲመዘገብ የባንኩ ጠቅላላ ካፒታል 2.07 ቢሊዮን ደርሷል፡፡ ሕብረት ባንክ ባለፉት 18 ዓመታት ለበርካታ ኢትዮጵያዊያን የሥራ ዕድል የፈጠረ ሲሆን፤ እ.ኤ.አ. በ2015/16 በጀት ዓመት መጨረሻ ላይ ከ3200 የሚልቁ ዜጎች በባንኩ ውስጥ እያገለገሉ ይገኛሉ፡፡

United Bank SC delivered a strong performance underpinned by a remarkable progress made in both retail deposits and loans during FY2015/16. This was disclosed, during the 18th Annual General Meeting of Shareholders of the Bank held at the Addis Abeba Hilton Hotel on November 17, 2016.

Speaking on the occasion, Ato Zafu Eyessuswork Zafu, Chairman of the Board of Directors of the  Bank noted, during the budget year despite facing a less-than-ideal trading environment, the Bank has managed to stay focused on deepening its service reach by broadening its access and intensifying its drive to mobilize deposits and prudently expand credits.

According to him during the budget year, assisted by more technology-supported financial products and channels as well as a fast growing branch network, United Bank SC had managed to raise its total deposits from 11.7 billion the previous year to 13.6 billion as at 30 June 2016 exhibiting an impressive year-on-year increase of 16.2%. The total outstanding balance of loans and advances extended to customers in the period also reflected an increase of 24.41% compared with the previous year to reach Birr 8.53 billion. Likewise, the Bank’s branches increased significantly to reach 161 by the close of the financial year.

Meanwhile, he noted the Bank’s total revenue had grown by 25% in the period relative to the previous year, while the Bank’s gross operating profit before tax but after provisions had risen to Birr 428.54 million as against the performance registered at Birr 358.2 million last year.

On the other hand Ato Zafu Eyessuswork noted, in a gesture that depicted a concrete expression of confidence by the Bank’s shareholders 90% of the additional 10 million shares(representing Birr 1 billion) offered for subscription at the Bank’s 17th Annual General Meeting of Shareholders have been fully subscribed.

Ato Zafu also mentioned in the period, cognizant of the challenges encountered with regard to the ever increasing hard currency shortages, the Bank commenced working partnerships with two multinational financial service corporations: Visa Inc. and China Union Pay. Meanwhile, it was reported the construction of the Bank’s Head Quarters has been going well under way with the completion of shoring, basement soil excavation and foundation piles in the period, taken care of by the construction giant - China Jiangsu International Group.

The meeting dwelt on other major pertinent issues regarding the overall performance of the Bank during the period, dealt on the way forward and reached its conclusion with a unanimous agreement on the issues raised on the meeting including a declaration of a pro rata dividend of 25% on fully paid shares for shareholders. 

About United Bank S.C.

United Bank is a share company that stands among the few prominent private Banks in Ethiopia, operating all over the country for over 18 years, with various service channels that include branches, sub-branches, agents, ATMs (Automatic Teller Machines), PoS (Point of Sales) machines, internet services and mobile banking. United Bank provides an array of banking services that include: conventional, interest free and multi-Channel banking products. The Total Assets and  the total paid up capital of the Bank as at 30 June 2016 had been Birr17.3 billion and Birr 1.25 billion, respectively. The total number of the Bank’s shareholders is currently 2,998.

United Bank has created jobs for many Ethiopians in the past eighteen years, supporting more than 3,200 jobs in fiscal year 2015/16 alone.

 

Representatives from United Bank participated in a joint summit organized by footwear development project made by Ethiopia and the Footwear Distributors and Retailers of America (FDRA) held at UNECA Conference Center on Thursday September 29, 2016.

The full day conference that was made under the theme – “Ethiopia: The source for premium duty free footwear manufacturing,” entertained a wide array of issues concerning the challenges, opportunities as well as other pertinent matters including financial topics that are vital in making the most of the great potential that the country has in becoming the great hub of sourcing for footwear brands.

Representing United Bank Ato Degol Gossaye, Manager Credit Analysis & Appraisal Department made a brief remark at the conference concerning what the Bank can offer to players in the sector. Among others he mentioned the Bank’s readiness in terms of fulfilling the great demands of working capital needs that is currently faced by actors in the local footwear industry. The Bank also took a stand in a mini trade fair organized for the event and showcased some of the service offers by the Bank to participants. 

         

Several dignitaries including high ranking government officials, notable business personalities, representatives from the footwear sectors both from abroad and at home as well as members from the financial sector and other stake holders attended the event.

About United Bank

United Bank is a share company that stands among the few prominent private Banks in Ethiopia, operating all over the country with various service channels that include branches, sub-branches, agents, ATMs, POS machines, internet services and mobile banking. United Bank provides an array of banking services that include: conventional, interest free and multi-Channel banking products.

United Bank has a distinguished track record in instituting the foundation of convenient banking experience to its customers; adapting itself with the ever changing world of technology, and pioneering in IT backed modern banking services. The Bank has been at the forefront of modern banking in the country, introducing technology based new delivery channels such as internet banking and SMS banking.