Fixed Time Deposit Account

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Interest-earning deposit account that allows depositors to earn attractive and negotiated interest rate by agreeing to save for an agreed-upon period of time

Account Features

  • Withdrawal of money before maturity will result in forfeiting the interest accrued
  • If the customer does not appear on maturity, the interest plus the principal will be transferred and kept under blocked accounts

Account Benefits

  • Negotiable and attractive interest rate
  • Higher deposits made for longer tenure accruing higher interest rates


  • Natural Persons (Individual customers) or legal Persons